About
Built by people who used to do this work the hard way.
- What we are
- AI-enabled software for independent, actuary-grade vendor evaluation.
- How we build
- Built with risk-bearers and their advisors as design partners.
The story
Why we're building this
Our founders spent years navigating healthcare service vendor evaluation from both sides — as health plan actuaries evaluating vendors, and as vendor leaders trying to communicate value. The process was consistently slow, expensive, and left everyone frustrated.
The framework changed every time. Institutional memory walked out the door whenever someone took a new job. Worst of all, the people closest to the decision rarely had time to do strategic thinking — they were too busy gathering information.
We built Momentum to go broad and deep — covering the vendor landscape broadly, with the kind of analytical rigor that used to require a consulting engagement. So your team can practice at the top of their license.
The team
The founders
Co-founder · Actuary
Clem Foltz, FSA, MAAA
Optum's national actuarial team, then chief actuary at Havarti Risk, a health actuarial consultancy serving health plans and health innovators, where he worked with many point-solution vendors.
Co-founder · Product
Scott Bader
Product leader who spent over 10 years delivering care management and cost containment product value to health plans and employers via Optum and other point solution vendors.
What we believe
Three beliefs behind the work
Vendor decisions deserve actuarial rigor.
Millions in spend. Real clinical consequences. Yet the typical evaluation runs on PowerPoint and personality.Depth shouldn't require a six-figure engagement.
Teams need the right information at the right time to make decisions.Independence is non-negotiable.
We will never take vendor sponsorship dollars.
Get in touch
If any of this resonated, we'd love to hear from you.
Prefer to write? Contact us